【非洲科技】Yoco (优科) 以刷卡机业务起家，求生使其不断发展壮大。—— TechCabal (科技凯博)

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从一台小型刷卡机起步，如今已发展成为一个为20万家小型企业提供服务的技术平台。

“我们都处于人生的一个阶段，渴望做一些更有意义的事情，” Yoco (优科) 首席商务官兼联合创始人 Wazen (瓦曾) 回忆道。

南非 (South Africa) 正朝着银行卡支付方向发展。在2010年至2014年间，银行卡支付交易量几乎翻了一番，从10.2亿笔增至19.6亿笔，而流通中的银行卡数量则从5800万张增至9000万张。然而，小型企业却被甩在了后面。对于许多小型企业而言，接受银行卡支付意味着需要应对银行的繁琐流程、大量的文书工作、高昂的费用以及专为大型公司设计的硬件设备。

创始人坚信，一定有更便捷的方式让小型企业接受银行卡支付，而无需在一个围绕大型、更成熟公司需求而建立的银行系统中周旋。

Wazen (瓦曾) 在接受 TechCabal (科技电缆) 采访时表示：“有一整年时间里，我们随时都只有90天的运营资金储备。我的唯一工作就是持续不断地筹集资金。我一直在飞机上奔波，努力寻找投资者。”



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It started with a small card machine and has since grown into a technology platform serving 200,000 small businesses.

When Carl Wazen, Katlego Maphai, Lungisa Matshoba and Bradley Wattrus decided to start Yoco together around 2013, they did not have a polished business plan or a grand vision for building a payments company. They only had a problem they could not ignore.

“We were all at this stage of our lives where we wanted to do something that had more meaning,” Wazen, Yoco’s chief business officer and co-founder, recalled.

Wazen and Maphai met while working at the telecommunications consulting firm Delta Partners. Maphai and Matshoba had known each other since childhood and university, while Wattrus had worked with Maphai at Rocket Internet, a global venture-building company, in Nigeria. 

本文为英文资讯，中文内容由机器翻译生成，仅供参考。详情请阅读文末原文。

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来源：TechCabal Africa (https://techcabal.com/)
原文链接：https://techcabal.com/2026/10/02/yoco-class-of-2016/
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